Useful Tips for Avoiding Flooding

The summer of 2007, in the United Kingdom at least, hasn't exactly been what many people and businesses would have hoped for. With record rainfall in many parts of the UK, people and businesses have had to deal with flooding, storm damage and in some cases fatalities.


So is Climate Change anything to do with this unusual summer weather and is it indeed something we should get used to on a more regular basis? Or is summer 2007 just a freak occurence that isn't likely to hit our homes and businesses more often?


If you read the press or watch the news then unfortunately there seems no definative answers to these questions so whilst the "experts" are looking into why these storms and flooding has occured, Northern Counties Insurance Brokers have come up with these useful tips on how you can help avoid flooding for your business.


PRE LOSS

1) Ensure where possible all electrical equipment and stock is stored at least four feet above ground
2) Turn off electrical equipment apart from burglar alarms
3) Turn off the supply to central heating units if at ground floor
4) Move vehicles to high ground if possible
5) Sand bag the premises if there is a high exposure to potential flooding
6) Consider constructing gullies to funnel water to drains
7) Clear all drains and gutters on and around the premises
8) Move high value items away from unmanned premises



POST LOSS

1) Remove debris where possible. If the debris is in any way contaminated, you may need to contact the emergency services
2) Save items of value for inspection
3) If stranded, contact the emergency services immediately
4) Allow ventilation to the premises if possible
5) Consider up to £500 of emergency repairs to mitigate future losses
6) Take all appropriate and reasonable measures to protect the premises from future damage or theft
7) Notify your insurance broker or insurance company as soon as possible


2007 has so far seen many people and businesses suffer due to storm and flood damage so hopefully these few tips will help try and prevent this happening to you in the future.